Putting People First in Public-Sector Transformations


Implementation Guide No. 2017-3, Accounting and Finanical Reporting for Postemployment Benefits Other Than Pensions (and Certain Issues Related to OPEB Plan Reporting)

The following is a link to the 2017-3 implementation guide -

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Post-Employment Benefits: Determining the long-term expected rate of return

Calculating an appropriate discount rate to measure the net liability for postemployment benefits is a critical financial accounting and reporting issue for state and local governments. The long-term expected rate of return is a fundamental component used in developing the discount rate. As can be seen by the sensitivity disclosures ...

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Explaining Health Policy to Your Facebook Friends

Health actuaries have borne a heavy burden over these past few years: We’re the ones all of our Facebook friends turn to every time they have a question about something they see in the news about health care reform. And between “death panels,” “if you like your plan, you can keep it,” ...

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Association Health Plans

Some proposals put forward to modify or repeal the Affordable Care Act (ACA) would expand the ability of small employer groups and individuals to band together to obtain health insurance through association health plans (AHPs). Proponents of such an approach ...

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Marketing's Holy Grail: Digital Personalization at Scale

Customers decide very quickly -- in a matter of seconds -- whether they like your marketing message. Provide something relevant and you’ve got a satisfied customer. Miss the mark, however, and ...

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DFA Description

DFA is committed to provide services to all our clients for as long as they deem us to be the best suited actuary to meet their needs.

Mr. Demsey first created Brian R. Demsey + Associates, Inc. in the 1970’s, subsequently managed the Actuarial, Benefits & Compensation practice for Ernst & Young’s West Region and then founded DFA. We have certain business relationships that span 40 years and are organized to meet the needs of our clients for the next 40 years.

While our estimated fees are considerably smaller than our competitors, it should be noted we have a completely different business model. We have no ‘brick and mortar’ costs nor do we have the costs associates with legacy systems. Further, smaller costs should not be an indicator of quality. We are the choice of more than 400 clients precisely due to the quality of our work.

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